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Credit has been an economic foundation for some time now. The survey shows that the average American household is estimated to have at least twelve credit cards, including credit cards. Although you might tend to think that one credit card is almost the same as the next, in reality there are different characteristics for each different type of credit card. It is good to know the difference between the three types of cards on the market: bank credit cards, travel credit cards, entertainment credit cards (although nowadays travel and entertainment cards are combined to be more common) and retail credit cards or home cards.