Credit cards are easy to store anywhere in your wallet and don't take up much space.
In addition there are many advantages when using a credit card compared to cash, the following.
Many attractive promos from merchants and credit card issuing banks.
Easy and practical to use to pay large amounts.
Can demonstrate good and professional financial management skills.
Can be accepted as a means of payment while abroad without the need to go to a money changer.
Can manage finances, because there are receipts when making transactions.
Can be used to buy tickets online with many advantages that can be obtained if you use cash.
With advantages that cannot be ignored because it does offer many advantages and conveniences that can be obtained from cash, the use of credit cards also has its own drawbacks.
Here are some of them.
- The interest rate charged is relatively high,
- Can only be used for shopping at special merchants.
- Its use is limited to the credit card limit value.
- Generate bad debts if used unwisely and without good control.
Here is a list of valid credit card numbers with CVV and expiry date 2021 with money
Cardholder : Visa
CC Number : 4594 1300 2980 7640
CVV : 956
Copies : 4594130029807640|08 / 24|956
First Name : Manuela
Last Name: Castaños peralta
Address : Cabarete
City: Puerto Plata
Country: Dominican Republic
Zipe code: 57000
Date of Birth : 07/06/1994
Phone : 8492635890
By understanding the advantages of cash and credit cards in a balanced way, you will definitely be able to have them on time and according to conditions. So that the use of both becomes more leverage and of course provides benefits.
Both of these payment instruments actually have advantages and disadvantages of each that complement each other if used properly. For example, when there is an attractive promo that you can use cash back to provide cash offers that can be allocated for other more important things.
For places that do not have an EDC machine, a cash statement is used.
Of course, using these two payment tools requires that you as a user have the ability to manage carefully, thoroughly and carefully.
Because of its good use, both cash and credit cards can have a negative impact which of course causes financial losses for yourself.